Running a business requires capital. If your business is not yet well-established, obtaining capital from traditional banks is likely to be very difficult. A cash line from American Express is a great way to obtain start-up capital or grow your existing business. Unlike a business loan, you only pay interest on the money you use.

Webspace Enterprises can confidently recommend American Express.

Not Your Average Business Loan

If you have been trying to obtain a business loan from a bank, you are familiar with the hurdles put into place for small business owners. A list of items a bank requires before approving a business loan include: a business plan, projected business income for the next 3-5 years, market analysis, good personal credit rating, list of investors, demonstrable expertise in market, and more. You may feel like you are proving to the bank that you do not need a loan! Banks tend to cater toward large, well-established businesses or business owners that present less risk. American Express is different.

Great Rates, Lenient Approval

Getting approved for credit by a credit card company is considerably easier than getting approved by a bank. Credit card companies generally are willing to accept more risk than a bank and may already have a working relationship with you or your business. American Express offers both business loans and lines of credit. The advantage of a line of credit is that you pay interest only on the money you need. Forget the hassle associated with a bank! American Express is an established company with excellent small business rates and minimal application paperwork. Sign up today and get the capital you need to do business tomorrow!

Obtain Business Capital  Sign up for a business capital line from American Express. Rates as low as Prime + 1.99%

100% Cash Access Your credit line includes business checks that you can use to pay creditors or payroll.